Payment Systems and Payment Services Providers Circulars
Effective from Jan 31 2025 - Jan 30 2025
To view other versions open the versions tab on the right
| Circular No. | Circular Title | Issue Date (G) | Issue Date (H) | Status |
| N/A | The Primary User of the Electronic Services Portal (E-services Portal, E-SAMA) | 24/11/2024 | 23/05/1446 | In- Force |
| 46025374 | Rules for Electronic Wallets | 29/10/2024 | 26/04/1446 | In- Force |
| 46023985 | Confirmation of the Application of the Provisions of the System for the Use of Security Surveillance Cameras, its Implementing Regulations, the Document of Security Conditions and Requirements for the Installation of the Surveillance System | 21/10/2024 | 18/04/1446 | In- Force |
| 46015180 | Presenting and Promoting Products with a Trademark Different from the Original Identity and Trade Name of the Financial Institution | 09/09/2024 | 06/03/1446 | In- Force |
| 46013826 | Electronic Integration with (Elm) Company to Benefit from the Digital Document Service | 04/09/2024 | 01/03/1446 | In- Force |
| 46005535 | Confirmation that the King Salman Humanitarian Aid and Relief Center is the Only Entity Authorized to Receive Relief, Humanitarian and Charitable Donations and Deliver them to those in Need Abroad | 30/07/2024 | 24/01/1446 | In- Force |
| 46004465 | Safeguarding Safeguarded Funds | 24/07/2024 | 18/01/1446 | In- Force |
| 46004436 | Rules for Dealing with E-Commerce Payment Service and Support Providers | 24/07/2024 | 18/01/1446 | In- Force |
| 45068000 | Update of the Key Principles of Governance in Financial Institutions | 07/05/2024 | 29/10/1445 | In- Force |
| 44094621 | Dealing with the Licensed Real Estate Brokers in Accordance with the Relevant Laws and Regulations | 10/07/2023 | 22/12/1444 | In- Force |
| 44094620 | Emphasis on Implementing the Provisions of the Civil Defense Law and the Requirements of the Saudi Building Code, Especially Concerning Fire Protection Procedures and Preventive Measures | 10/07/2023 | 22/12/1444 | In- Force |
| 44093096 | Issuance of the Implementing Regulations of Payments and Payment Services Law | 04/07/2023 | 16/12/1444 | In- Force |
| N/A | Emphasis on the Prohibition of Initiating Any Remote Relationship Without Using Biometric Verification Features | 23/03/2023 | 02/09/1444 | In- Force |
| 44064343 | Rules for Advertising Products and Services Provided by Financial Institutions | 05/03/2023 | 13/08/1444 | In- Force |
| 44037856 | Biometric Authentication for Remote Customer Relationship Initiation/Establishment | 26/11/2022 | 03/05/1444 | In- Force |
| 44009296 | Updating Financial Institution KPIs | 01/09/2022 | 05/02/1444 | In- Force |
| 43103118 | POS Payment Service of GCC Net | 19/07/2022 | 20/12/1443 | In- Force |
| 43067037 | Requirements for ATM Receipts Initiative | 06/03/2022 | 03/08/1443 | In- Force |
| 43065348 | Cyber Threat Intelligence Principles for Financial Sector | 27/02/2022 | 26/07/1443 | In- Force |
| 43045328 | Personal Data Protection Law and data governance policies, regulations and rules | 23/12/2021 | 19/05/1443 | In- Force |
| 43029603 | Promoting use of Legal Entity Identifier and Facilitating Obtaining it Through Financial Institutions | 09/11/2021 | 04/04/1443 | In- Force |
| 43010538 | Accepting the digital ID on Absher platform and Tawakklna application | 09/09/2021 | 02/02/1443 | In- Force |
| 43008132 | Ensure compliance with the requirements for working (remotely) in customer service occupations | 02/09/2021 | 25/01/1443 | In- Force |
| 43002199 | Ensure the availability of communication channels for customers with financial institutions | 16/08/2021 | 08/01/1443 | In- Force |
| 42081293 | Key Principles of Governance in Financial Institutions | 30/06/2021 | 21/11/1442 | In- Force |
| 42080528 | Rules for Dealing with E-Commerce Payment Service and Support Providers | 27/06/2021 | 18/11/1442 | Superseded |
| 42080532 | Including a Suspicious Commercial Concealment Index | 27/06/2021 | 18/11/1442 | |
| N/A | Prohibition on Using Social Media Applications for Exchanging Official Data or Documents | 12/06/2021 | 3/11/1442 | In- Force |
| 42064776 | Update the Requirements for Appointments to Senior Positions | 24/04/2021 | 13/09/1442 | In- Force |
| 42061904 | United States Government Decision on Sanctions on Sudan | 11/04/2021 | 29/08/1442 | |
| 42047169 | Instant Payments Launch (Fast) | 17/02/2021 | 06/07/1442 | |
| 42046077 | POS Payment Service of GCC Net | 15/02/2021 | 04/07/1442 | In- Force |
| 42045077 | Financial Frauds Through Prior Authorization and Notification Features | 13/02/2021 | 02/07/1442 | In- Force |
| 42031578 | Verifying the Identity of Customers via a Reliable Source | 27/12/2020 | 13/05/1442 | In- Force |
| 42027544 | Updating Financial Institution KPIs. | 13/12/2020 | 28/04/1442 | Modified |
| 42023876 | Standardization of the elements of notifications sent to customers of financial institutions. | 29/11/2020 | 14/04/1442 | In- Force |
| 42017708 | Instructions for replacing the commercial registration number and licences for non-governmental establishments with the unified number starting with (7). | 03/11/2020 | 18/03/1442 | In- Force |
| 42013854 | Opening Daycare for Children of Female Workers at Financial Institutions | 21/10/2020 | 05/03/1442 | |
| 42010693 | Follow up Circular- to Obtaining SAMA no Objection before Accepting Nomination or Assignment / or Re-Assignment or Appointment / or Reappointment of any of the Senior Positions in Financial Institutions | 12/10/2020 | 25/02/1442 | Modified |
| 42009003 | Preparations for Providing Electronic Payment Methods for the Grocery Sector | 05/10/2020 | 18/02/1442 | In- Force |
| 42007290 | Approval of the Unified Number Starting with (7), Issued by the National Information Center, to Serve as the Unified Number for Non-Governmental Establishments | 28/09/2020 | 11/02/1442 | In- Force |
| 42006511 | the emphasis on adherence to the Institution’s instructions related to advertising and marketing. | 22/09/2020 | 05/02/1442 | |
| 42006529 | The standard form for responding to complaints received through the SAMA Cares platform. | 22/09/2020 | 05/02/1442 | In- Force |
| 41071602 | Readiness to Receive Requests for installing electronic payment methods for all retail sector activities | 17/08/2020 | 28/12/1441 | In- Force |
| 41059555 | Charging Fees on Mada Claims | 06/06/2020 | 15/10/1441 | |
| 41049697 | Readiness Receive Requests to Provide Electronic Payment Methods for Personal Service Activities | 11/03/2020 | 17/07/1441 | |
| 371000100598 | GCC POS Pricing Policy | 18/06/2016 | 14/09/1437 | |
| 361000085193 | Rules, Procedures and Instructions Regulating Saudi Payment Systems | 05/04/2015 | 16/06/1436 | |
| N/A | Use the Local Tech Product Guide when Ordering Those Products | 21/09/2023 | 07/03/1445 | |
| 44871590 | Schedule for Submitting Quarterly and Annual Financial Statements to the Saudi Central Bank | 24/10/2023 | 10/04/1445 | In- Force |
| 41061590 | Upgrading Point-of-Sale Devices Operating in the Kingdom to "4G" Technology | 21/06/2020 | 01/11/1441 | In- Force |
| 42050337 | Emphasize the Mandatory Verification of the Customer and the Effectiveness of the Procedures Followed to Adhere with the "Know Your Customer (KYC)" Principle Before Initiating the Sale or Purchase of Point-of-Sale Devices | 01/03/2021 | 18/07/1442 | In- Force |
| 43006158 | Amendments on E-Wallets Recharge on MADA Cards | 29/08/2021 | 21/01/1443 | In- Force |
| N/A | Raising Awareness About the Crime of Foreign Bribery | 09/11/2023 | 26/04/1445 | Guidance |
| N/A | Enhance Electronic Payment | ــــــــــــــــــ | ــــــــــــــــــ | In- Force |
| 45048798 | Remuneration for Members of Boards of Directors of Financial Institutions | 04/02/2024 | 25/07/1445 | In- Force |
| 45040399 | Enabling the Provision of Various Types of Electronic Payments for Charities and Non-Profit Organizations | 06/01/2024 | 25/06/1445 | In- Force |
| N/A | Compliance with the Updated Personal Data Protection System and its Implementing Regulations | 18/09/2023 | 04/03/1445 | In- Force |
| N/A | Criteria for Systemically Important Payment Systems in Kingdom of Saudi Arabia | 22/01/2015 | 02/04/1436 | In- Force |
| N/A | QR Code Technology | 21/09/2021 | 14/2/1443 | In- Force |
| N/A | Compliance with Policies, Frameworks, Standards, and Regulations Related to Cybersecurity | 09/11/2021 | 04/04/1443 | |
| N/A | Emphasize Prompt Communication with SMS Service Providers | 02/06/2022 | 03/11/1443 | |
| N/A | Key Elements of SMS Notifications for Newly Updated Mada Transactions | 14/10/2021 | 08/03/1443 | In- Force |
| N/A | Approval of Companies' articles of Incorporation and its Amendments | 28/12/2021 | 24/05/1443 | |
| N/A | The Unified Pricing Model for Point-of-Sale and E-Commerce Services | 13/06/2022 | 14/11/1443 | |
| N/A | Challenges of the Payroll Management System on the Mudad Platform | 10/05/2022 | 09/10/1443 | |
| N/A | Cybersecurity Controls for Data | 31/01/2023 | 10/07/1444 | In- Force |
| N/A | Lists of Deregistered Commercial Records | 28/11/2021 | 23/04/1443 | |
| N/A | The Procedures for Enforcing Judicial Decisions Issued Against Clients of Payment Service Companies | 24/03/2022 | 20/08/1443 | |
| N/A | Regulation of the Integrated Special Logistics Zone | 21/11/2021 | 16/04/1443 | |
| N/A | Mechanism for Reporting Judicial Decisions Issued Against Certain Financial Institutions | 15/05/2022 | 14/10/1443 | |
| 391000036059 | United States Government Decision on Sanctions on Sudan | 17/12/2017 | 29/03/1439 | No longer applicable |