Referring to the Royal Order No. 14388 dated 25/03/1439 H, which mandates the adoption of the following electronic means for judicial notifications (text messages sent via verified mobile phones, email, and notifications through any registered accounts in governmental automated systems) and after notifying through these means to the intended recipient, and referring to what is stated in paragraph (14) of Article 34 of the Implementing Regulations of the Enforcement Law, which states that " No process shall be served to the defendant’s place of residence before sunrise nor after sunset. The circuit may, where necessary, give a permission to serve the process at any time. If the process is served by electronic means, this may be carried out at any time".

Based on the above, SAMA emphasizes to financial institutions the importance of utilizing the 'Electronic Authorization' service provided by the Ministry of Commerce. This service allows financial institutions to add an authorized representative to receive judicial notifications issued against them, in addition to the ability to access all judicial orders issued for or against the financial institution through the 'Najiz Portal.' This will enable financial institutions to resolve claims within the notification period stipulated in Article 34 of the Enforcement Law, thereby avoiding the initiation of enforcement actions by the competent court against the financial institution as outlined in Article 46 of the same law (attached is the guide for electronic authorization).