Transaction Type and Criteria for Statement Details
| No: 42059442 | Date(g): 4/4/2021 | Date(h): 22/8/1442 | Status: In-Force |
Translated Document
Effective from 2021-04-04 - Apr 03 2021
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Cash Deposit (ATM) - (1/2)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name of Service Delivery Channel/Code (Bank Name + ATM Code for cash deposit) | √ | √ | - |
| 2 | Location of Service Delivery Channel (City where the ATM is located) | √ | √ | - |
| 3 | The transaction reference number (generated by the ATM) | √ | √ | - |
| 4 | Transaction type (Cash Deposit - ATM) | √ | √ | - |
| 5 | Transaction start date | √ | √ | - |
| 6 | Transaction start time (mandatory for ATMs and electronic banking transactions, optional for other standard transactions) | √ | √ | Mandatory for ATMs and electronic banking transactions |
| 7 | Due date (creditor) | √ | √ | - |
| B | Creditor ledger information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied exchange rate | - | - | - |
| 4 | Purpose / Payment details / Source of funds | - | - | - |
| 5 | Depositor's name | - | - | - |
| 6 | Depositor's ID number | - | - | - |
| 7 | Fees | - | - | - |
Cash Withdrawal (Check) – (2/1)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name of Service Delivery Channel/Code (Bank Name + Branch Name where the withdrawal is made) | √ | √ | - |
| 2 | Location of Service Delivery (City where the branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (generated by the system) | √ | √ | - |
| 4 | Type of Transaction (Cash Withdrawal - Inside Bank) | √ | √ | - |
| 5 | Transaction Creation Date | √ | √ | - |
| 6 | Transaction Creation Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| B | Debit Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | If withdrawn in foreign currency |
| 5 | Check Number | √ | √ | - |
| 6 | Beneficiary Name | - | - | - |
| 7 | Beneficiary ID Number | - | - | Recorded by the cashier on the check |
Cash Withdrawal (Form) – (2/2)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name of Service Delivery Channel/Code (Bank Name + Branch Name where the withdrawal is made) | √ | √ | - |
| 2 | Location of Service Delivery (City where the branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (generated by the system) | √ | √ | - |
| 4 | Type of Transaction (Cash Withdrawal - Receipt) | √ | √ | - |
| 5 | Transaction Creation Date | √ | √ | - |
| 6 | Transaction Creation Time | √ | √ | - |
| 7 | Due Date (Debit) | √ | √ | - |
| B | Debit Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | If withdrawn in foreign currency |
| 5 | Beneficiary Name | - | - | - |
| 6 | Beneficiary ID Number | - | - | Recorded on the form |
Cash Withdrawal (ATM) – (2/3)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name of Service Delivery / Code (Bank Name + ATM Code) | √ | √ | - |
| 2 | Location of Service (Country and City where ATM is located) | √ | √ | - |
| 3 | Transaction Reference (Bank Name + ATM Reference Number generated by ATM) | √ | √ | - |
| 4 | Type of Transaction (Cash Withdrawal "Debit/Credit Card" – ATM) | √ | √ | - |
| 5 | Transaction Creation Date | √ | √ | - |
| 6 | Transaction Creation Time (Mandatory for ATMs and Online Banking. Optional for other transactions) | √ | √ | Mandatory for ATMs and Online Banking |
| 7 | Due date (debtor) | √ | √ | - |
| B | Debit Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | If the amount is withdrawn in a foreign currency |
Deposit Checks (Clearing – External) (3/1)
No |
Information Criteria |
Arabic |
English |
Notes |
A | Creating a Service Channel | |||
1 | Name of the Service Channel / Code (Bank and Branch / Department conducting the transaction) | √ | √ | - |
2 | Location of the Service Channel (City name where the branch/department is located) | √ | √ | - |
3 | Reference number for the transaction (generated by the system) | √ | √ | - |
4 | Type of Transaction (Cash Deposit - Bank) | √ | √ | - |
5 | Date of Transaction Start | √ | √ | - |
6 | Time of Transaction Start | √ | √ | - |
7 | Due Date (Creditor) | √ | √ | - |
B | Creditor Transaction Details | |||
1 | Amount | √ | √ | - |
2 | Currency | √ | √ | - |
3 | Check Number | - | - | - |
4 | Drawn on the Bank Name | - | - | - |
5 | Name of the Depositor | - | - | If not the account holder |
6 | Depositor ID Number | - | - | Recorded on the deposit form for checks |
7 | Name of the Drawer | - | - | - |
8 | Country of the Bank Issuing the Check | - | - | - |
Check Deposit (Collection) – (3/2)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name/Code of Service Channel (Bank Name + Branch/Department where transaction occurs) | √ | √ | For automated device if the check is deposited electronically |
| 2 | Service Channel Location (City where the branch/department is located) | √ | √ | - |
| 3 | Transaction Reference Number (generated by system) | √ | √ | - |
| 4 | Transaction Type (Check Collection) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Creditor) | √ | √ | - |
| 8 | Due Date (Debtor) | √ | √ | - |
| B | Debtor ledger information |
|
|
|
| 1 | Amount | √ | √ | Collection fees |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Cheque number | √ | √ | - |
| 5 | Drawn on the bank name and city | - | - | - |
| 6 | Fees (collection fees + correspondent banks) | - | - | - |
| C | Creditor Ledger Information |
|
|
|
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Cheque number | √ | √ | - |
| 5 | Drawn on the bank name and city | - | - | - |
| 6 | Depositor's name | - | - | If not the check holder |
| 7 | Depositor's ID number | - | - | And it is recorded on the check deposit form |
| 8 | Drawer's name | - | - | - |
Check Deposit (Same Bank- Internal) – (3/3)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name/Code of Service Channel (Bank Name + Branch/Department where transaction occurs) | √ | √ | For automated device if the check is deposited electronically |
| 2 | Service Channel Location (City where the branch/department is located) | √ | √ | - |
| 3 | Transaction Reference Number (generated by system) | √ | √ | - |
| 4 | Transaction Type (Internal Check Deposit) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| 8 | Due Date (Creditor) | √ | √ | - |
| B | Debtor ledger information |
|
|
|
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Cheque number | √ | √ | - |
| 5 | Beneficiary's name | √ | √ | - |
| C | Creditor Ledger Information |
|
|
|
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Cheque number | √ | √ | - |
| 5 | Drawn on the bank's name | - | - | - |
| 6 | Depositor's name | - | - | If not the cheques holder |
| 7 | Depositor's ID number | - | - | And it is recorded on the check deposit form |
| 8 | Check issuer's name | - | - | And it is recorded on the check deposit form |
| 9 | Check issuer's ID number | - | - | And it is recorded on the check deposit form |
Check Cashing (Clearing/Internal Collection) – (4)
No. | Information Criteria | Arabic | English | Notes |
| A | Service Channel Creation | |||
| 1 | Service Channel Name/Code (Bank Name and Branch/Department where transaction takes place) | √ | √ | - |
| 2 | Service Channel Location (City of the branch/department) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by the system) | √ | √ | - |
| 4 | Transaction Type (Clearing/Internal Collection) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | - | - | - |
| 8 | Due Date (Creditor) | - | - | - |
| B | Debtor ledger information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Cheque number | √ | √ | - |
| 5 | Beneficiary's name | - | - | - |
| 6 | Beneficiary's ID number | - | - | - |
| 7 | Presenting bank / Collecting bank's name | - | - | - |
Outbound Money Transfer (Fast System) – (5/1)
No |
Information Criteria |
Arabic |
English |
Notes |
A | Creating the Service Channel | |||
1 | Channel Name/Code (Bank Name and Branch where the transaction takes place) | √ | √ | - |
2 | Channel Location (Branch City Name) | √ | √ | - |
3 | Transaction Reference Number (Outbound Transfer Number Generated by the System) + Local System Transaction Identifier | √ | √ | Local System Transaction Identifier |
4 | Transaction Type (Outbound Transfer – Local System) | √ | √ | - |
5 | Start Date of the Transaction | √ | √ | - |
6 | Start Time of the Transaction (Mandatory for ATM/Electronic Banking Transactions, Optional for Other Transactions) | √ | √ | Mandatory for ATM Transactions / Electronic Banking |
7 | Maturity Date (Debit) | √ | √ | - |
B | Debit Entry Information | |||
1 | Amount | √ | √ | - |
2 | Currency | √ | √ | - |
3 | Exchange Rate Applied | - | - | - |
4 | Fees | √ | √ | - |
5 | Beneficiary Name | - | - | - |
6 | Beneficiary Bank Name/Code | - | - | - |
7 | Beneficiary Account Number | - | - | Credit Card Number if to a Credit Card Account |
8 | Beneficiary Address | - | - | To be noted on the form |
9 | Purpose/Details of the Transaction | - | - | To be noted on the form |
10 | Number and Date of Reference at Central Bank / Judicial Order if Issued by Central Bank | - | - | - |
Outbound Money Transfer (SWIFT) – (5/2)
No |
Information Criteria |
Arabic |
English |
Notes |
A | Creating the Service Channel | |||
1 | Channel Name/Code (Bank Name and Branch where the transaction takes place) | √ | √ | - |
2 | Channel Location (Branch City Name) | √ | √ | - |
3 | Transaction Reference Number (Outbound Transfer Number Generated by the System) | √ | √ | - |
4 | Transaction Type (Outbound Transfer – SWIFT) | √ | √ | - |
5 | Start Date of the Transaction | √ | √ | - |
6 | Start Time of the Transaction (Mandatory for ATM/Electronic Banking Transactions, Optional for Other Transactions) | √ | √ | - |
7 | Maturity Date (Credit) | √ | √ | - |
B | Credit Entry Information | |||
1 | Amount | √ | √ | - |
2 | Currency | √ | √ | - |
3 | Exchange Rate Applied | - | - | - |
4 | Fees | √ | √ | SWIFT Fees |
5 | Commission | √ | √ | Commission on Transfer |
6 | Beneficiary Name | - | - | - |
7 | Beneficiary Bank Name | - | - | - |
8 | Beneficiary Account Number | - | - | - |
9 | Beneficiary Address | - | - | To be noted on the form |
10 | Country of Transfer | - | - | - |
11 | Purpose / Details of the Transaction | - | - | To be noted on the form |
Outbound Transfer (Salaries) – (5/3)
No |
Information Criteria |
Arabic |
English |
Notes |
A | Creating the Service Channel | |||
1 | Channel Name/Code (Bank Name and Branch where the transaction takes place) | √ | √ | - |
2 | Channel Location (Branch City Name) | √ | √ | - |
3 | Transaction Reference Number (MT 102 - Outbound Transfer Number Generated by the System) | √ | √ | Local System Transaction Identifier Number |
4 | Transaction Type (Salaries – Total Customer Payments) | √ | √ | - |
5 | Start Date of the Transaction | √ | √ | - |
6 | Start Time of the Transaction (Mandatory for ATM/Electronic Banking Transactions, Optional for Other Transactions) | √ | √ | Mandatory for ATM/Electronic Banking Transactions |
7 | Maturity Date (Debit) | √ | √ | - |
B | Debit Entry Information | |||
1 | Amount | √ | √ | Total Amount |
2 | Currency | √ | √ | - |
3 | Exchange Rate Applied | - | - | - |
4 | Fees | √ | √ | Total Customer Payments Fees |
5 | Payment Details (Salaries) | √ | √ | - |
Outbound Transfer (Profit Shares) – (5/4)
No |
Information Criteria |
Arabic |
English |
Notes |
| A | Creating the Service Channel | |||
| 1 | Channel Name/Code (Bank Name and Branch where the transaction takes place) | √ | √ | - |
| 2 | Channel Location (Branch City Name) | √ | √ | - |
| 3 | Transaction Reference Number (MT 102 - Outbound Transfer Number Generated by the System) | √ | √ | Local System Transaction Identifier Number |
| 4 | Transaction Type (Profit Shares – Total Customer Payments) | √ | √ | - |
| 5 | Start Date of the Transaction | √ | √ | - |
| 6 | Start Time of the Transaction | √ | √ | - |
| 7 | Maturity Date (Debit) | √ | √ | - |
| B | Debit Entry Information | |||
| 1 | Amount | √ | √ | Total Amount |
| 2 | Currency | √ | √ | - |
| 3 | Exchange Rate Applied | - | - | - |
| 4 | Fees | √ | √ | Customer Payments Total Message |
| 5 | Field 70: Payment Details (Profit Shares + Period) Example: Profit Shares / First Half of 2010 | √ | √ | - |
Inbound Transfer (Rapid System) – (6/1)
No |
Information Criteria |
Arabic |
English |
Notes |
| A | Creating the Service Channel | |||
| 1 | Channel Name/Code (Bank Name and Branch/Department where the transaction takes place) | √ | √ | - |
| 2 | Channel Location (City Name where the Branch/Department is located) | √ | √ | - |
| 3 | Transaction Reference Number (Inbound Transfer Number) + Local System Transaction Identifier Number | √ | √ | Local System Transaction Identifier Number |
| 4 | Transaction Type (Inbound Transfer – Local System) | √ | √ | - |
| 5 | Start Date of the Transaction | √ | √ | - |
| 6 | Start Time of the Transaction (Mandatory for ATM/Electronic Banking Transactions, Optional for Other Transactions) | √ | √ | - |
| 7 | Maturity Date (Credit) | √ | √ | - |
| B | Credit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Exchange Rate Applied | - | - | - |
| 4 | Sender Name | - | - | - |
| 5 | Sender Account Number | - | - | Credit Card Number if from a Credit Card Account |
| 6 | City Name of Sender | - | - | - |
| 7 | Bank Name of Sender | - | - | - |
| 8 | Purpose/Payment Details | - | - | - |
Inbound Transfer (SWIFT System) – (6/2)
No |
Information Criteria |
Arabic |
English |
Notes |
| A | Creating the Service Channel | |||
| 1 | Channel Name/Code (Bank Name and Branch/Department where the transaction takes place) | √ | √ | - |
| 2 | Channel Location (City Name where the Branch/Department is located) | √ | √ | - |
| 3 | Transaction Reference Number (Inbound Transfer Number) | √ | √ | - |
| 4 | Transaction Type (Inbound Transfer – SWIFT) | √ | √ | - |
| 5 | Start Date of the Transaction | √ | √ | - |
| 6 | Start Time of the Transaction | √ | √ | - |
| 7 | Maturity Date (Credit) | √ | √ | - |
| B | Credit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Exchange Rate Applied | - | - | - |
| 4 | Sender Name | - | - | - |
| 5 | Sender Account Number | - | - | - |
| 6 | Sender's Country Name | - | - | - |
| 7 | Bank Name of Sender | - | - | - |
| 8 | Purpose/Payment Details | - | - | - |
Incoming Transfer (Salaries) – (6/3)
| No |
Information Criteria |
Arabic |
English |
Notes |
| A | Creating a Service Channel | |||
| 1 | Name / Code of Service Channel (Bank and Branch / Department where the transaction takes place) | √ | √ | - |
| 2 | Location of the Service Channel (City name where the branch/department is located) | √ | √ | - |
| 3 | Reference number for the transaction (MT 102 - Incoming Transfer Number) + Local System Unique Identifier for the transaction | √ | √ | Unique Identifier for Local System Transactions |
| 4 | Type of Transaction (MT 102 - Local Incoming Transfer - Salaries) | √ | √ | - |
| 5 | Date of Transaction Start | √ | √ | - |
| 6 | Time of Transaction Start | √ | √ | Mandatory for ATM / electronic banking transactions |
| 7 | Due Date (Creditor) | √ | √ | - |
| B | Creditor Transaction Details | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Name of the Client Order (Transferrer) | √ | √ | - |
| 4 | Name / Code of the Transfer Bank | √ | √ | - |
| 5 | Purpose / Payment Details (Salaries) | - | - | - |
Incoming transfer (profit share)- (6/4)
| No |
Information Criteria |
Arabic |
English |
Notes |
| A | Creating a Service Channel | |||
| 1 | Name / Code of the service delivery channel (name of the bank and branch / department where the transaction is conducted) | √ | √ | - |
| 2 | Location of the service delivery channel (name of the city where the branch/department is located) | √ | √ | - |
| 3 | Transaction reference number (MT 102 – incoming transfer number) + local system transaction identification number | √ | √ | Local system transaction identification number |
| 4 | Transaction type (Profit Share) | √ | √ | - |
| 5 | Transaction start date | √ | √ | - |
| 6 | Transaction start time | √ | √ | - |
| 7 | Due date (credit entries) | √ | √ | - |
| B | Creditor ledger information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Field 50: Name of the ordering customer (remitter). Example: Saudi Telecom Company, SABIC, etc | √ | √ | The company that declared the profit share |
| 4 | Name / Code of the remitting bank | - | - | - |
| 5 | Name of the entity / company | - | - | - |
| 6 | Account number of the entity / company | - | - | - |
| 7 | Name of the remitting bank | - | - | - |
| 8 | Field 70: Purpose/Payment details (Profit share + period) Example: Profit share / First half of 2010 | - | - | - |
| C | Debtor ledger information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Field 50: Name of the ordering customer (remitter). Example: Saudi Telecom Company, SABIC, etc | √ | √ | The company that declared the profit share |
| 4 | Name/Code of the remitting bank | - | - | - |
| 5 | Beneficiary's name | - | - | - |
| 6 | Beneficiary's account number | - | - | - |
| 7 | Beneficiary's bank | - | - | - |
| 8 | Field 70: Purpose/Payment details (Profit share + period) Example: Profit share / First half of 2010 | - | - | - |
Internal Transfer (Account to Account – Same Bank) – (7)
No |
Information Criteria |
Arabic |
English |
Notes |
| A | Creating a Service Channel | |||
| 1 | Name / Code of Service Channel (Bank and Branch / Department where the transaction takes place) | √ | √ | - |
| 2 | Location of the Service Channel (City name where the branch is located) | √ | √ | - |
| 3 | Reference number for the transaction (generated by the system) | √ | √ |
|
| 4 | Type of Transaction (Transfer from Account to Account) | √ | √ | - |
| 5 | Date of Transaction Start | √ | √ | - |
| 6 | Time of Transaction Start | √ | √ | - |
| 7 | Due Date (Creditor) | √ | √ | - |
| 8 | Due date (creditor) | √ | √ | - |
| B | Debtor ledger information |
|
|
|
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Exchange Rate Applied | √ | √ | - |
| 4 | Beneficiary's name | - | - | - |
| 5 | Beneficiary's ID number | - | - | - |
| 6 | Beneficiary's account number | - | - | - |
| 7 | Purpose of the transfer | - | - | - |
| 8 | Reference number and date in the central bank / court order in case it is mandated by the central bank | - | - | - |
| C | Creditor ledger information |
|
|
|
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Exchange Rate Applied | - | - | - |
| 4 | Name of the remitter | - | - | - |
| 5 | ID number | - | - | - |
| 6 | Account number | - | - | - |
| 7 | Purpose / Payment details | - | - | - |
| 8 | Reference number and date in the central bank / court order in case it is mandated by the central bank | - | - | - |
Cashier Request (in Saudi Riyals) – Version (8)
No. |
Information Standards |
Arabic |
English |
Notes |
| A | Service Delivery Channel Creation | |||
| 1 | Service Channel Name/Code (Bank and Branch Name) | √ | √ | - |
| 2 | Service Channel Location (Branch City Name) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by System) | √ | √ | - |
| 4 | Transaction Type (Cashier Request) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Credit) | √ | √ | - |
| B | Debit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Commission | √ | √ | - |
| 5 | Bank application number | - | - | - |
| 6 | Beneficiary's name | - | - | - |
Demand Draft Under Collection – Version (9)
No. |
Information Standards |
Arabic |
English |
Notes |
| A | Service Delivery Channel Creation | |||
| 1 | Service Channel Name/Code (Bank and Branch Name) | √ | √ | - |
| 2 | Service Channel Location (Branch City Name) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by System) | √ | √ | - |
| 4 | Transaction Type (Demand Draft) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debit) | √ | √ | - |
| B | Debtor Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Commission | √ | √ | - |
| 5 | Demand promissory note number | - | - | - |
| 6 | Beneficiary's name | - | - | - |
SADAD Payments System – (10)
No. |
Information Standards |
Arabic |
English |
Notes |
| A | Service Delivery Channel Creation | |||
| 1 | Service Channel Name (Bank/Branch/Management/Electronic Banking Channel) | √ | √ | - |
| 2 | Service Channel Location (City Name for Branch/Management/Electronic Banking Channel) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by SADAD system - 9 digits) | √ | √ | - |
| 4 | Transaction Type (SADAD Payments) | √ | √ | - |
| 5 | Transaction start date | √ | √ |
|
| 6 | Transaction start time (mandatory for ATM transactions, optional for regular transactions) | √ | √ | Mandatory for ATM transactions. Optional for regular transactions |
| 7 | Due date (debtor) | √ | √ | - |
| B | Debtor Ledger Information |
|
|
|
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Biller name (company name) Example: Saudi Telecom Company, Saudi Electricity Company, Mobily, Ministry of Interior - Traffic Violations, Ministry of Interior - Driver’s License, Ministry of Interior - Vehicles, Ministry of Interior - Saudi Passports, and others | - | - | - |
| 4 | Invoice number or biller subscription number (for Saudi Telecom Company and Saudi Electricity Company) / or beneficiary ID number (for the Ministry of Interior) | - | - | - |
| C | Creditor Ledger Information |
|
|
|
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Biller name (company name) Example: Saudi Telecom Company, Saudi Electricity Company, Mobily, Ministry of Interior - Traffic Violations, Ministry of Interior - Driver’s License, Ministry of Interior - Vehicles, Ministry of Interior - Saudi Passports, and others | - | - | - |
| 4 | Invoice number or biller subscription number (for Saudi Telecom Company and Saudi Electricity Company) / or beneficiary ID number (for the Ministry of Interior) | - | - | - |
Direct Debit Payments - (11)
No |
Information Criteria |
Arabic |
English |
Notes |
| A | Creating the Service Channel | |||
| 1 | Service Channel Name (Bank Name and Branch/Department where the transaction occurs) | √ | √ | - |
| 2 | Service Channel Location (City Name where the Branch/Department is located) | √ | √ | - |
| 3 | Transaction Reference Number (System-generated unique reference number) + Local System Transaction ID | √ | √ | Local System Transaction ID |
| 4 | Transaction Type (Direct Debit Payments) | √ | √ | - |
| 5 | Start Date of the Transaction | √ | √ | - |
| 6 | Start Time of the Transaction | √ | √ | - |
| 7 | Maturity Date (Debtor) | √ | √ | - |
| B | Debit Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Beneficiary Name (Originator's Name) | - | - | - |
| 5 | Beneficiary Bank (Guaranteeing Bank Name) | - | - | - |
| 6 | Direct Debit Authorization Number | - | - | - |
Foreign Currency Purchase (Cash) - (12)
No |
Information Criteria |
Arabic |
English |
Notes |
| A | Creating the Service Channel | |||
| 1 | Service Channel Name (Bank Name and Branch where the transaction occurs) | √ | √ | - |
| 2 | Service Channel Location (City Name where the Branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (System-generated unique reference number) | √ | √ | - |
| 4 | Transaction Type (Foreign Currency Sale) | √ | √ | - |
| 5 | Start Date of the Transaction | √ | √ | - |
| 6 | Start Time of the Transaction | √ | √ | - |
| 7 | Maturity Date (Creditor) | √ | √ | - |
| B | Creditor Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Currency Purchased from the Client | - | - | US Dollar, Euro, AED + Amount |
Foreign Currency Sale (Cash) - (13)
No |
Information Criteria |
Arabic |
English |
Notes |
| A | Creating the Service Channel | |||
| 1 | Service Channel Name (Bank Name and Branch where the transaction occurs) | √ | √ | - |
| 2 | Service Channel Location (City Name where the Branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (System-generated unique reference number) | √ | √ | - |
| 4 | Transaction Type (Foreign Currency Purchase) | √ | √ | - |
| 5 | Start Date of the Transaction | √ | √ | - |
| 6 | Start Time of the Transaction | √ | √ | - |
| 7 | Maturity Date (Debtor) | √ | √ | - |
| B | Debit Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Costs | - | - | - |
| 5 | Commissions | √ | √ | - |
| 6 | Currency Sold | - | - | US Dollar, Euro, AED + Amount |
| 7 | Depositor Name | - | - | - |
| 8 | Depositor ID Number | - | - | - |
| 9 | Source of Funds | - | - | - |
| 10 | Purpose of Deposit | - | - | - |
Credit Card Settlements - Operations - (14)
No |
Information Criteria |
Arabic |
English |
Notes |
| A | Creating the Service Channel | |||
| 1 | Service Channel Name (Bank Name and Branch/Department where the transaction occurs) | √ | √ | - |
| 2 | Service Channel Location (City Name where the Branch/Department is located) | √ | √ | - |
| 3 | Transaction Reference Number (System-generated unique reference number) | √ | √ | - |
| 4 | Transaction Type (Credit Card Settlement) | √ | √ | - |
| 5 | Start Date of the Transaction | √ | √ | - |
| 6 | Start Time of the Transaction (Mandatory for ATM/online banking transactions, optional for other regular transactions) | √ | √ | Mandatory for ATM/online banking transactions. |
| 7 | Maturity Date (Debtor) | √ | √ | - |
| 8 | Maturity Date (Creditor) | - | - | - |
| B | Debit Entry Information (The entry is a demand deposit for the client's current account) Credit card settlement for the due balance of the Visa credit card (Visa credit card limit) Beginning or end of each month based on the arrangements agreed upon with the client | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Account Number (Credit Card) of the Beneficiary Creditor | - | - | - |
Point of Sale Operations – ATMs/Visa Card - (15)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name (POS Number + Bank Name + Store Name) | √ | √ | - |
| 2 | Service Channel Location (Country or City Name of the POS) | √ | √ | - |
| 3 | Transaction Reference Number (ATM Number/Visa Card Number + Bank Name) | √ | √ | - |
| 4 | Transaction Type (Purchase via POS/Visa Card/Mada Card/Mada Pay/Apple Pay) | √ | √ | - |
| 5 | Credit Card Company | √ | √ | - |
| 6 | Transaction Start Time (Mandatory for ATM/Online Banking Transactions; Optional for Other Transactions) | √ | √ | Mandatory for ATM/Online Banking; Optional for Regular Transactions |
| 7 | Due Date (Debtor) | √ | √ | - |
| 8 | Due Date (Creditor) | - | - | - |
| B | Debit Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | Purchase via Visa Card / Cash Withdrawal |
| C | Credit Ledger Information | |||
| 1 | POS Number | √ | √ | - |
| 2 | Bank Name of the POS | √ | √ | - |
| 3 | Store Name of the Transaction | √ | √ | - |
| 4 | Service Channel Location (City Name of the POS) | √ | √ | - |
| 5 | Country Name | √ | √ | - |
| 6 | Issuing Bank Name of the Card | √ | √ | - |
| 7 | Transaction Type (Purchase via POS/Visa Card/Mada Card/Mada Pay/Apple Pay) | √ | √ | - |
| 8 | Credit Card Company (Visa, MasterCard, American Express) | √ | √ | - |
Public Offering of Shares - Subscription - (16)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Delivery Name/Code (Bank Name + Branch Name where the operation is executed) | √ | √ | - |
| 2 | Delivery Location (City Name where the branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by the system) | √ | √ | - |
| 4 | Transaction Type (Initial Public Offering – Subscription) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | Mandatory for ATM/Online Banking Transactions |
| 7 | Due Date (Debtor) | √ | √ | - |
| B | Debit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Request Number for the Initial Public Offering | - | - | - |
| 5 | Entity/Company Name | - | - | - |
| 6 | Entity/Company Account Number | - | - | - |
| C | Credit Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Request Number for the Initial Public Offering | - | - | - |
| 5 | Number of Shares Subscribed | - | - | - |
| 6 | Entity/Company Name | - | - | - |
| 7 | Entity/Company Account Number | - | - | - |
| 8 | Transfer Bank Name | - | - | - |
Pending Orders - (17)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name/Code (Name of Bank/Branch where the operation is executed) | √ | √ | - |
| 2 | Service Location (City Name of the branch executing the operation) | √ | √ | - |
| 3 | Transaction Reference Number (System generates a reference number) | √ | √ | Reference number specific to the local system transactions |
| 4 | Transaction Type (Pending Order) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | Mandatory for ATM/Online Banking Transactions |
| 7 | Due Date (Debtor) | √ | √ | - |
| B | Debtor Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | - |
| 5 | Funded (Current order) | √ | √ | - |
| 6 | Beneficiary's Name | - | - | - |
| 7 | Beneficiary's account number | - | - | - |
| 8 | Beneficiary's address | - | - | - |
| 9 | Beneficiary's bank name | - | - | - |
| 10 | Transaction details (type of current order and its reference number) | - | - | - |
| C | Creditor Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | - |
| 5 | Funded (Current order) | √ | √ | - |
| 6 | Remitter's name | - | - | - |
| 7 | Account Number | - | - | - |
| 8 | Remitting bank's name | - | - | - |
| 9 | Purpose of the transfer | - | - | - |
| 10 | Transaction details (type of current order and its reference number) | - | - | - |
Costs / Fees – Operations - (18)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name / Code (Name of the department / branch of the bank where the transaction is executed) | √ | √ | - |
| 2 | Service Channel Location (Name of the city where the branch executing the transaction is located) | √ | √ | - |
| 3 | Transaction Reference Number (The system generates a reference number for the transaction) | √ | √ | - |
| 4 | Transaction Type (Costs / Fees) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| B | Debtor Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applicable Exchange Rate | - | - | - |
| 4 | Transaction Details (Details of Costs / Fees) | - | - | - |
| 5 | Name of Entity / Company | - | - | - |
| C | Creditor Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applicable Exchange Rate | - | - | - |
| 4 | Transaction details (costs/fees details) | - | - | - |
| 5 | Name of the entity / company | - | - | - |
Term Deposits - (19)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name (Name of the department / branch of the bank where the transaction is executed) | √ | √ | - |
| 2 | Service Channel Location (Name of the city where the branch/department executing the transaction is located) | √ | √ | - |
| 3 | Transaction Reference Number (Transaction Number) | √ | √ | - |
| 4 | Transaction Type (Term Deposit) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| 8 | Due Date (Creditor) | √ | √ | - |
| 9 | Type / Details of the deposit | - | - | - |
| B | Debtor Ledger Information (Funds are deposited as term deposits and a confirmation of the term deposits is issued to the client) | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applicable Exchange Rate | - | - | - |
| C | Creditor Ledger Information (Upon maturity, the principal + interest is deposited as mentioned in the confirmation of the term deposits sent to the client) | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applicable Exchange Rate | - | - | - |
Term Loan Transactions - (20)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name (Name of the department / branch of the bank where the transaction is executed) | √ | √ | - |
| 2 | Service Channel Location (Name of the city where the branch/department executing the transaction is located) | √ | √ | - |
| 3 | Transaction Reference Number (Transaction Number) | √ | √ | - |
| 4 | Transaction Type (Term Loan) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| 8 | Due Date (Creditor) | √ | √ | - |
| B | Debtor Ledger Information (Loan Installment Payment) (Installment schedule as per the agreement signed by the client) | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applicable Exchange Rate | - | - | - |
| 4 | Type of financing | - | - | - |
| 5 | Payment details | - | - | - |
| C | Creditor Ledger Information (Loan Payment) (A confirmation of the loan detailing the loan specifics is sent to the client) | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applicable Exchange Rate | - | - | - |
| 4 | Type of financing |
|
|
|
| 5 | Financing details | - | - | - |
Murabaha Deposits - (21)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name (Name of the department / branch of the bank where the Murabaha deposit is made) | √ | √ | - |
| 2 | Service Channel Location (Name of the city where the branch/department executing the transaction is located) | √ | √ | - |
| 3 | Transaction Reference Number (Transaction Number) | √ | √ | - |
| 4 | Transaction Type (Murabaha Deposit) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| 8 | Due Date (Creditor) | √ | √ | - |
| B | Information for Debits (Payment) (An investment confirmation of Murabaha containing investment details is sent to the client) | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applicable Exchange Rate | - | - | - |
| C | Creditor ledger information (on the payment date) (a credit entry is made for the sale price, including the purchase amount + the profit mentioned in the Murabaha investment confirmation) |
|
|
|
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applicable Exchange Rate | - | - | - |
Murabaha Financing - (22)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name (Name of the department/branch where the operation is executed) | √ | √ | - |
| 2 | Service Location (City where the branch/department is located) | √ | √ | - |
| 3 | Transaction Reference Number (Murabaha transaction number) | √ | √ | - |
| 4 | Transaction Type (Murabaha Financing) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| 8 | Due Date (Creditor) | √ | √ | - |
| B | Debtor Ledger Information (Installment Payment) (Confirmation of Murabaha financing is sent containing transaction number and details of goods purchase and sale to the client) | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| C | Creditor Ledger Information (Repayment of Murabaha) (Confirmation of Murabaha containing transaction number and details of goods purchase and sale is sent to the client) | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
Central Bank Orders - (23)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name (Name of the department/branch where the operation is executed) | √ | √ | - |
| 2 | Service Location (City where the branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (The system generates a reference number for the transaction) + Unique Identifier Number for Rapid System Transactions | √ | √ | Unique identifier number for Rapid System Transactions |
| 4 | Transaction Type (Standing Order) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| B | Debtor Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | - |
| 5 | Commission (Standing Order) | √ | √ | - |
| 6 | Name of Beneficiary | - | - | - |
| 7 | Beneficiary Account Number | - | - | - |
| 8 | Beneficiary Address | - | - | - |
| 9 | Name / Code of Beneficiary Bank | - | - | - |
| 10 | Reference Number at Central Bank | - | - | - |
| 11 | Purpose of Transfer if specified in the Central Bank Order | - | - | - |
| 12 | Transaction Details (Type of standing order and reference number) | - | - | - |
| C | Creditor Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | - |
| 5 | Commission (Standing Order) | √ | √ | - |
| 6 | Name of Remitter | - | - | - |
| 7 | Account Number | - | - | - |
| 8 | Name of Remitter Bank | - | - | - |
| 9 | Purpose of Transfer if specified in the Central Bank Order | - | - | - |
| 10 | Transaction Details (Type of standing order and reference number) | - | - | - |
Issuing a Bank Check - (24)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name / Code (Name of the bank and branch/department where the operation is executed) | √ | √ | - |
| 2 | Service Location (City where the branch/department is located) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by the system) | √ | √ | - |
| 4 | Transaction Type (Issuing a Bank Check) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | - | - | - |
| 8 | Due Date (Creditor) | - | - | - |
| B | Debtor Ledger Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Check Number | √ | √ | - |
| 5 | Name of Beneficiary - for Order | - | - | - |
| 6 | Name of Beneficiary | - | - | - |