Transaction Type and Criteria for Statement Details
| Status: In-Force |
Effective from Feb 26 2025 - Feb 25 2025
To view other versions open the versions tab on the right
Cash Deposit (Bank Branch) - (1/1)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name of Service Delivery Channel/Code (Bank Name + Branch Name where the deposit is made) | √ | √ | - |
| 2 | Location of the Service Delivery Channel (City where the branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (generated by the system) | √ | √ | - |
| 4 | Type of Transaction (Cash Deposit - Bank) | √ | √ | - |
| 5 | Transaction Creation Date | √ | √ | - |
| 6 | Transaction Creation Time (Mandatory for ATMs and online banking; optional for other transactions) | √ | √ | Statements ordered by date and time |
| 7 | Due Date (Credit) | √ | √ | - |
| B | Credit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
Cash Deposit (ATM) - (2/1)
Cash Deposit (ATM) - (2/1)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name of Service Delivery Channel/Code (Bank Name + ATM Code for cash deposit) | √ | √ | - |
| 2 | Location of Service Delivery Channel (City where the ATM is located) | √ | √ | - |
Cash Withdrawal (Check) – (1/2)
Cash Withdrawal (Check) – (1/2)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name of Service Delivery Channel/Code (Bank Name + Branch Name where the withdrawal is made) | √ | √ | - |
| 2 | Location of Service Delivery (City where the branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (generated by the system) | √ | √ | - |
| 4 | Type of Transaction (Cash Withdrawal - Inside Bank) | √ | √ | - |
| 5 | Transaction Creation Date | √ | √ | - |
| 6 | Transaction Creation Time | √ | √ | - |
| 7 | Due Date (Debit) | √ | √ | - |
| B | Debit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | If withdrawn in foreign currency |
| 5 | Check Number | √ | √ | - |
| 6 | Beneficiary Name | - | - | - |
| 7 | Beneficiary ID Number | - | - | Recorded by the cashier on the check |
Cash Withdrawal (Form) – (2/2)
Cash Withdrawal (Form) – (2/2)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name of Service Delivery Channel/Code (Bank Name + Branch Name where the withdrawal is made) | √ | √ | - |
| 2 | Location of Service Delivery (City where the branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (generated by the system) | √ | √ | - |
| 4 | Type of Transaction (Cash Withdrawal - Receipt) | √ | √ | - |
| 5 | Transaction Creation Date | √ | √ | - |
| 6 | Transaction Creation Time | √ | √ | - |
| 7 | Due Date (Debit) | √ | √ | - |
| B | Debit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | If withdrawn in foreign currency |
| 5 | Beneficiary Name | - | - | - |
| 6 | Beneficiary ID Number | - | - | Recorded on the form |
Cash Withdrawal (ATM) – (2/3)
Cash Withdrawal (ATM) – (2/3)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name of Service Delivery / Code (Bank Name + ATM Code) | √ | √ | - |
| 2 | Location of Service (Country and City where ATM is located) | √ | √ | - |
| 3 | Transaction Reference (Bank Name + ATM Reference Number generated by ATM) | √ | √ | - |
| 4 | Type of Transaction (Cash Withdrawal "Debit/Credit Card" – ATM) | √ | √ | - |
| 5 | Transaction Creation Date | √ | √ | - |
| 6 | Transaction Creation Time (Mandatory for ATMs and Online Banking. Optional for other transactions) | √ | √ | Mandatory for ATMs and Online Banking |
Check Deposit (Collection) – (2/3)
Check Deposit (Collection) – (2/3)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name/Code of Service Channel (Bank Name + Branch/Department where transaction occurs) | √ | √ | For automated device if the check is deposited electronically |
| 2 | Service Channel Location (City where the branch/department is located) | √ | √ | - |
| 3 | Transaction Reference Number (generated by system) | √ | √ | - |
| 4 | Transaction Type (Check Collection) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Creditor) | √ | √ | - |
| 8 | Due Date (Debtor) | √ | √ | - |
Check Deposit (Internal Bank – Same Bank) – (3/3)
Check Deposit (Internal Bank – Same Bank) – (3/3)
No. | Information Criteria | Arabic | English | Notes |
| A | Creation of Service Delivery Channel | |||
| 1 | Name/Code of Service Channel (Bank Name + Branch/Department where transaction occurs) | √ | √ | For automated device if the check is deposited electronically |
| 2 | Service Channel Location (City where the branch/department is located) | √ | √ | - |
| 3 | Transaction Reference Number (generated by system) | √ | √ | - |
| 4 | Transaction Type (Internal Check Deposit) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| 8 | Due Date (Creditor) | √ | √ | - |
Check Cashing (Clearing/Internal Collection) – (4)
Check Cashing (Clearing/Internal Collection) – (4)
No. | Information Criteria | Arabic | English | Notes |
| A | Service Channel Creation | |||
| 1 | Service Channel Name/Code (Bank Name and Branch/Department where transaction takes place) | √ | √ | - |
| 2 | Service Channel Location (City of the branch/department) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by the system) | √ | √ | - |
| 4 | Transaction Type (Clearing/Internal Collection) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | - | - | - |
| 8 | Due Date (Creditor) | - | - | - |
Outgoing Fund Transfers (SADAD/Swift/Salary)
This section pertains to outgoing funds transfers, covering information like system-generated references, amount, currency, fees, etc.
Here are examples of details for SADAD (1/5), SWIFT (2/5), and Salary (3/5) transfers:
Cashier Request (in Saudi Riyals) – Version (8)
No. |
Information Standards |
Arabic |
English |
Notes |
| A | Service Delivery Channel Creation | |||
| 1 | Service Channel Name/Code (Bank and Branch Name) | √ | √ | - |
| 2 | Service Channel Location (Branch City Name) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by System) | √ | √ | - |
| 4 | Transaction Type (Cashier Request) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Credit) | √ | √ | - |
| B | Debit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Commission | √ | √ | - |
Demand Draft Under Collection – Version (9)
No. |
Information Standards |
Arabic |
English |
Notes |
| A | Service Delivery Channel Creation | |||
| 1 | Service Channel Name/Code (Bank and Branch Name) | √ | √ | - |
| 2 | Service Channel Location (Branch City Name) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by System) | √ | √ | - |
| 4 | Transaction Type (Demand Draft) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debit) | √ | √ | - |
SADAD Payments System – Version (10)
No. |
Information Standards |
Arabic |
English |
Notes |
| A | Service Delivery Channel Creation | |||
| 1 | Service Channel Name (Bank/Branch/Management/Electronic Banking Channel) | √ | √ | - |
| 2 | Service Channel Location (City Name for Branch/Management/Electronic Banking Channel) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by SADAD system - 9 digits) | √ | √ | - |
| 4 | Transaction Type (SADAD Payments) | √ | √ | - |
Direct Debit Payments – Version (11)
No. |
Information Standards |
Arabic |
English |
Notes |
| A | Service Delivery Channel Creation | |||
| 1 | Service Channel Name (Bank and Branch/Management where the transaction occurs) | √ | √ | - |
| 2 | Service Channel Location (Branch City Name/Management) | √ | √ | - |
| 3 | Transaction Reference Number (System Generated) | √ | √ | - |
Point of Sale Operations – ATMs/Visa Card - (15)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name (POS Number + Bank Name + Store Name) | √ | √ | - |
| 2 | Service Channel Location (Country or City Name of the POS) | √ | √ | - |
| 3 | Transaction Reference Number (ATM Number/Visa Card Number + Bank Name) | √ | √ | - |
| 4 | Transaction Type (Purchase via POS/Visa Card/Mada Card/Mada Pay/Apple Pay) | √ | √ | - |
| 5 | Credit Card Company | √ | √ | - |
| 6 | Transaction Start Time (Mandatory for ATM/Online Banking Transactions; Optional for Other Transactions) | √ | √ | Mandatory for ATM/Online Banking; Optional for Regular Transactions |
| 7 | Due Date (Debtor) | √ | √ | - |
| 8 | Due Date (Creditor) | - | - | - |
| B | Debit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | Purchase via Visa Card / Cash Withdrawal |
| C | Credit Entry Information | |||
| 1 | POS Number | √ | √ | - |
| 2 | Bank Name of the POS | √ | √ | - |
| 3 | Store Name of the Transaction | √ | √ | - |
| 4 | Service Channel Location (City Name of the POS) | √ | √ | - |
| 5 | Country Name | √ | √ | - |
| 6 | Issuing Bank Name of the Card | √ | √ | - |
| 7 | Transaction Type (Purchase via POS/Visa Card/Mada Card/Mada Pay/Apple Pay) | √ | √ | - |
| 8 | Credit Card Company (Visa, MasterCard, American Express) | √ | √ | - |
Public Offering of Shares - Subscription - (16)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Delivery Name/Code (Bank Name + Branch Name where the operation is executed) | √ | √ | - |
| 2 | Delivery Location (City Name where the branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by the system) | √ | √ | - |
| 4 | Transaction Type (Initial Public Offering – Subscription) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | Mandatory for ATM/Online Banking Transactions |
| 7 | Due Date (Debtor) | √ | √ | - |
| B | Debit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Request Number for the Initial Public Offering | - | - | - |
| 5 | Entity/Company Name | - | - | - |
| 6 | Entity/Company Account Number | - | - | - |
| C | Credit Entry Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Request Number for the Initial Public Offering | - | - | - |
| 5 | Number of Shares Subscribed | - | - | - |
| 6 | Entity/Company Name | - | - | - |
| 7 | Entity/Company Account Number | - | - | - |
| 8 | Transfer Bank Name | - | - | - |
Pending Orders - (17)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name/Code (Name of Bank/Branch where the operation is executed) | √ | √ | - |
| 2 | Service Location (City Name of the branch executing the operation) | √ | √ | - |
| 3 | Transaction Reference Number (System generates a reference number) | √ | √ | Reference number specific to the local system transactions |
| 4 | Transaction Type (Pending Order) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | Mandatory for ATM/Online Banking Transactions |
| 7 | Due Date (Debtor) | √ | √ | - |
Murabaha Financing - (22)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name (Name of the department/branch where the operation is executed) | √ | √ | - |
| 2 | Service Location (City where the branch/department is located) | √ | √ | - |
| 3 | Transaction Reference Number (Murabaha transaction number) | √ | √ | - |
| 4 | Transaction Type (Murabaha Financing) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| 8 | Due Date (Creditor) | √ | √ | - |
| B | Debiting Information (Installment Payment) (Confirmation of Murabaha financing is sent containing transaction number and details of goods purchase and sale to the client) | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| C | Crediting Information (Repayment of Murabaha) (Confirmation of Murabaha containing transaction number and details of goods purchase and sale is sent to the client) | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
Central Bank Orders - (23)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name (Name of the department/branch where the operation is executed) | √ | √ | - |
| 2 | Service Location (City where the branch is located) | √ | √ | - |
| 3 | Transaction Reference Number (The system generates a reference number for the transaction) + Unique Identifier Number for Rapid System Transactions | √ | √ | Unique identifier number for Rapid System Transactions |
| 4 | Transaction Type (Standing Order) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | √ | √ | - |
| B | Debiting Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | - |
| 5 | Commission (Standing Order) | √ | √ | - |
| 6 | Name of Beneficiary | - | - | - |
| 7 | Beneficiary Account Number | - | - | - |
| 8 | Beneficiary Address | - | - | - |
| 9 | Name / Code of Beneficiary Bank | - | - | - |
| 10 | Reference Number at Central Bank | - | - | - |
| 11 | Purpose of Transfer if specified in the Central Bank Order | - | - | - |
| 12 | Transaction Details (Type of standing order and reference number) | - | - | - |
| C | Crediting Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Fees | √ | √ | - |
| 5 | Commission (Standing Order) | √ | √ | - |
| 6 | Name of Remitter | - | - | - |
| 7 | Account Number | - | - | - |
| 8 | Name of Remitter Bank | - | - | - |
| 9 | Purpose of Transfer if specified in the Central Bank Order | - | - | - |
| 10 | Transaction Details (Type of standing order and reference number) | - | - | - |
Issuing a Bank Check - (24)
No. |
Information Criteria |
Arabic |
English |
Notes |
| A | Create Service Channel | |||
| 1 | Service Channel Name / Code (Name of the bank and branch/department where the operation is executed) | √ | √ | - |
| 2 | Service Location (City where the branch/department is located) | √ | √ | - |
| 3 | Transaction Reference Number (Generated by the system) | √ | √ | - |
| 4 | Transaction Type (Issuing a Bank Check) | √ | √ | - |
| 5 | Transaction Start Date | √ | √ | - |
| 6 | Transaction Start Time | √ | √ | - |
| 7 | Due Date (Debtor) | - | - | - |
| 8 | Due Date (Creditor) | - | - | - |
| B | Debiting Information | |||
| 1 | Amount | √ | √ | - |
| 2 | Currency | √ | √ | - |
| 3 | Applied Exchange Rate | - | - | - |
| 4 | Check Number | √ | √ | - |
| 5 | Name of Beneficiary - for Order | - | - | - |
| 6 | Name of Beneficiary | - | - | - |