Article (49)

Effective from Feb 25 2025 - Nov 04 2011
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The company shall refer to the objection raised on any information contained in every credit record it issues during the investigation period. If the investigation fails to settle the objection, the company may, on the request of the objector, undertake the following:

	1.	refer to the objection in any subsequent credit record relating to the objector and including any objected negative information;
	2.	include in the credit record a clear summary of the actual facts of the negative information objected as viewed by the objector; and
	3.	notify, in writing, any party designated by the objector, which had obtained his/her credit record in the year preceding the objection regarding the submission of the objection if that record included any of the objected information.