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Annexure I

No: 391000007761 Date(g): 9/1/2018 | Date(h): 22/4/1439

Micro, Small and Medium Size Enterprises (MSMEs) disclosures in the annual report Qualitative disclosures

Qualitative information on:

  • Currently approved definition of MSMEs
  • Initiatives for MSMEs taken by the Bank
  • MSME unit and staff in the unit

MSMEs training initiatives and workshops for staffs and customers should be presented in the following format

Number of *man-days training provided to staff 
Number of *man-days training provided to customers 

*Man-days means 8 hours per day.

Quantitative disclosures

The below table for MSMEs is required for both current and previous years.

Current Year                                                                                                                                   All in SAR’000

DetailsMicroSmallMediumTotal
Loans to MSMEs - on Balance Sheet (B/S)    
Loans to MSMEs - off Balance Sheet (notional amount)    
On B/S MSMEs Loans as a %age of total on B/S loans    
Off B/S MSMEs Loans as a %age of total off B/S loans    
Number of loans (on and off)    
Number of customers for loans (on and off)    
Number of loans guaranteed by Kafalah program (on & off)    
Amount of loans guaranteed by Kafalah program (on & off)    

 

Previous Year                                                                                                                                   All in SAR’000

DetailsMicroSmallMediumTotal
Loans to MSMEs - on Balance Sheet (B/S)    
Loans to MSMEs - off Balance Sheet     
On B/S MSMEs Loans as a %age of total on B/S loans    
Off B/S MSMEs Loans as a %age of total off B/S loans    
Number of loans (on and off)    
Number of customers for loans (on and off)    
Number of loans guaranteed by Kafalah program (on & off)    
Amount of loans guaranteed by Kafalah program (on & off)