Appendix A: Capital to Risk Weighted Assets Return

No: 42019124

Date(g): 9/11/2020 | Date(h): 24/3/1442

Status: In-Force

Effective from 2020-11-09 - Nov 08 2020
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Name of DTFC	...................................................................................................
Period	...................................................................................................
	CAPITAL COMPONENTS	Amounts (all amounts in SAR)
1.	CORE CAPITAL (TIER 1)
1.1.1	Paid-up ordinary share capital
1.1.2	Non-repayable share premium
1.1.3	Retained earnings/Accumulated losses
1.1.4	Net after tax profits, current year to-date (50% only)
1.1.5	Capital Grants
1.1.6	Non-cumulative irredeemable preference shares
1.1.7	Other reserves
1.1.8	Sub-Total (1.1.1 to 1.1.7)
LESS DEDUCTIONS
1.1.9	Investment in subsidiary institution
1.1.10	Goodwill
1.1.11	Intangible assets
1.1.12	Total Deductions (1..1.9 to 1.1.11)
1.1.13	CORE CAPITAL (1.1.8 Less 1.1.12)
1.2	SUPPLEMENTARY CAPITAL (TIER 2)
1.2.1	Revaluation reserves (25%)
1.2.2	Cumulative irredeemable preference shares
1.2.3	Convertible notes and similar capital investments
1.2.4	Perpetual subordinated debt
1.2.5	Limited life redeemable preference shares
1.2.6	Term subordinated debt
1.2.7	Statutory Loan Loss Reserve
1.2.8	Total supplementary capital (1.2.1 to 1.2.7)
1.2.9	Supplementary Capital/Core Capital (%)
1.3	TOTAL CAPITAL (1.1.13 + 1.2.8)
1.4	Total shareholder's funds
1.5	Difference (1.4 Less 1.3)

2.	ON - BALANCE SHEET ASSETS	Amount (all amounts in SAR)	Weight	Weighted Asset Value
2.1	Cash in domestic currency		0
2.2	Balances with SAMA		0
2.1	KSA Government Treasury Bills		0
2.2	KSA Government Treasury Bonds		0
2.3	Lending fully secured by cash		0
2.4	Advances guaranteed by the Government of KSA		0
2.7	Cash in foreign currency		0
2.8	Deposits & balances Due from local institutions		0.2
2.9	Deposits & balances Due from foreign institutions		0.2
2.10	Foreign Treasury Bills and Bonds		0.2
2.11	Claims guaranteed by Multilateral Development Banks		0.2
2.12	Loans & advances secured by residential property		0.5
2.13	Other Loans and Advances ( net of provisions)		1.0
2.14	Other Investments		1.0
2.15	Fixed Assets ( Net of Depreciation)		1.0
2.16	Other Assets		1.0
2.17	TOTAL (2.1 to 2.16)
2.18	Total Assets
3.	OFF-BALANCE SHEET ASSETS
	Counterparty/Security	Credit Risk Equivalent	Weight	Weighted Asset Value
3.1	Transaction secured by cash
3.2	Government of KSA
3.3	Local financial institutions
3.4	Foreign banks and foreign governments
3.5	Performance Bonds, Bid Bonds, Standby letters of credit, and other commitments with an original maturity exceeding one year
3.6	3.6 Others
3.7	3.7 TOTAL (3.1 to 3.6)

4.	CAPITAL RATIO CALCULATIONS
4.1	Core Capital as per 1.1.13 above
4.2	Total Capital as per 1.3 above
4.3	Total Risk Weighted Asset Value of on- balance sheet items as per 2.18 above
4.4	Total Risk Weighted asset value of off-balance Sheet Items as per 3.7 Above
4.5	Total Risk weighted assets (4.3 + 4.4)
4.6	Total deposits
4.7	Core capital to risk assets ratio (4.1/4.5)%
4.8	Minimum core capital to risk assets requirement
4.9	Excess (Deficiency) (4.7 less 4.8)
4.10	Core capital to deposits ratio (4.1/4.6)9%
4.11	Minimum core capital to deposits requirement
4.12	Excess/(Deficiency) (5.0 less 5.1)
4.13	Total capital to risk assets ratio (4.2/4.5)%
4.14	Minimum total capital to risk assets requirement
4.15	Excess/(Deficiency) (5.3 less 5.4)