Based on the powers granted to the central bank pursuant to The system issued by Royal Decree No. (M/36) dated 11/04/1442 AH , According to the relevant regulations, and to Principles of Responsible Individual Financing "The Principles", issued pursuant to Circular No. (46538/99) dated 02/09/1439 AH, and amended by Circular No. (1/40694) dated 09/09/1439 AH. 

The central bank wishes to emphasize adherence to the provisions of the principles, including the following:

First: Emphasizing the commitment to the ruling Article (14/c) of the principles, It is not permissible to include government subsidies received by the client in the client's total monthly income, with the exception of documented government support provided by the Ministry of Municipal, Rural Affairs and Housing or the Real Estate Development Fund, which is in the form of regularly disbursed amounts. This does not include non-monetary support or amounts that are not regularly disbursed within the client's total monthly income.

Secondly: Emphasizing that the specified deductible in" Article (15/C) For customers benefiting from the services of the Ministry of Municipal and Rural Affairs and Housing, or the Real Estate Development Fund, any support amounts disbursed to the client on a monthly basis are counted as part of the client's total monthly income.

For your information and action accordingly.