Compliance with the provisions of the Law of Transporting Money, Precious Metals, and Valuable Documents, issued by Royal Decree No. (M/81) dated 18/10/1428 and its implementing regulations issued by the Minister of Interior’s decision No. 4814 dated 09/10/1433H is required. In accordance with the instructions from SAMA regarding the requirements for transferring cash and financial instruments into or out of the Kingdom, licensed money exchange centers may transfer money directly or through private money transfer companies, whether via shipping or postal parcels, for their own purposes only. Money exchange centers or companies specialized in cash transport must complete the disclosure form for financial institutions when transferring cash across borders exceeding the disclosure limit, adhering strictly to security and safety requirements and in accordance with the Rules Governing Money Changing Business were issued by Ministerial Decision No. 1357 dated 01/05/1432H and any additional instructions from SAMA.

To implement this,  money exchange centers must follow these organizational steps:

1. Licensed money exchange centers in the Kingdom are permitted to import and export cash and transferable financial instruments in Saudi Riyals or other foreign currencies across the Kingdom's borders.
2. The activities of licensed money exchange centers are limited to importing and exporting cash in Saudi Riyals or other foreign currencies across the borders for their own currency exchange activities only. They are not permitted to transfer cash on behalf of others.
3. money exchange center owners must notify customs officers at border crossings of the cash and transferable financial instruments they carry and wish to bring into or out of the Kingdom for disclosure purposes.
4. These procedures apply to all entities involved in the transfer, including licensed  money exchange operations and their direct and indirect employees, shipping companies, and specialized cash transport companies (private security firms) or postal transport companies.
5.  Transferable payment instruments with similar characteristics to cash are subject to these procedures.
6. Retain documents related to the purchase or import and the sale or export of foreign cash in a specific file for examination by SAMA upon request.
7. Money exchange centers must record and maintain data and information (Information Center) related to cash and transferable financial instruments moving across borders for tracking and study purposes.
8. Provide SAMA's Banking Supervision Department with a detailed monthly report on the money transferred across the borders, including its sources and details, according to the attached form (Appendix No. 3).
9. Money exchange centers must establish organizational procedures for the transfer of cash and transferable financial instruments to and from them, including: