Annexure I
Effective from Jan 30 2025 - Jan 29 2025
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Micro, Small and Medium Size Enterprises (MSMEs) disclosures in the annual report Qualitative disclosures
Qualitative information on:
- Currently approved definition of MSMEs
- Initiatives for MSMEs taken by the Bank
- MSME unit and staff in the unit
MSMEs training initiatives and workshops for staffs and customers should be presented in the following format
| Number of *man-days training provided to staff | |
| Number of *man-days training provided to customers |
*Man-days means 8 hours per day.
Quantitative disclosures
The below table for MSMEs is required for both current and previous years.
Current YearAll in SAR’000
| Details | Micro | Small | Medium | Total |
| Loans to MSMEs - on Balance Sheet (B/S) | ||||
| Loans to MSMEs - off Balance Sheet (notional amount) | ||||
| On B/S MSMEs Loans as a %age of total on B/S loans | ||||
| Off B/S MSMEs Loans as a %age of total off B/S loans | ||||
| Number of loans (on and off) | ||||
| Number of customers for loans (on and off) | ||||
| Number of loans guaranteed by Kafalah program (on & off) | ||||
| Amount of loans guaranteed by Kafalah program (on & off) |