"Referring to The Credit Information System issued by Royal Decree No. (M/37) dated 1429/7/5 AH. The executive regulations issued by the decision of His Excellency the Governor No. (A Q/13709) dated 22/9/1432 AH. - Through which the general principles and necessary regulations for gathering, exchanging, and protecting credit information about consumers have been established, through companies licensed by the Central Bank.

Therefore, the Central Bank emphasizes that the collection, exchange, and protection of consumer credit information is subject to "Credit information system" Its executive regulations The aforementioned entities should be aware that any arrangements or agreements for the exchange of credit information outside the scope of companies licensed by the central bank are considered violations. "System" or "for the system" depending on the context. Its executive regulations "The punishment is warranted."

"For your information and necessary action, and please acknowledge receipt."