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ARTICLE 26

Effective from Jan 31 2025 - Apr 14 2015
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A Card Issuer may not issue or permanently increase the Credit limit of an existing Credit or Charge Card without seeking the  Cardholder’s Credit records from a Licensed Credit Information Bureau, and examining the credit record of the Cardholder to confirm the Cardholder’s solvency, repayment capacity and credit conduct.
ARTICLE 27