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ARTICLE 11

Effective from Jan 31 2025 - Apr 14 2015
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A Card Issuer shall not issue a Credit or Charge Card to any person who is below 18 years of age (Hijri), except in the case of a Supplementary card as detailed in Section 2 - ‘Card Issuing’ of these Regulations. University students are exempt from this Article, if they can:

a)    Provide a Co-signee that meets the card issuing requirements.
b)    Provide independent annual income verification and can meet the obligations of the Credit or Charge  Card.