If the prepaid payment service allows the primary cardholder to transfer money to a bank account in the Kingdom of Saudi Arabia or abroad, the issuer must conduct the following precautionary measures:

1. Obtain adequate levels of information about the beneficiary bank; and
2. Assess whether the beneficiary bank’s anti-money laundering controls and risk management procedures are adequate; and
3. Screen the beneficiary's bank account against available AML/CFT negative files.
4. Consider all the relevant rules relating to remittances and follow Customer Due Diligence (CDD) processes with individual customers and with receiving banks (correspondent banks).