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Article (43)

Effective from Jan 31 2025 - Jan 30 2025
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With due consideration to the cases stipulated in the Law, the consumer shall have the right to know all information contained in his/her credit record. The consumer may request his/her record from any credit information company free of charge, if:

 1.the record is requested for the first time;
 2.a negative decision is made against him/her as stipulated in the Implementing Rules;
 3.the consumer is a victim of a fraudulent transaction, such as a proven manipulation of his/her personal information; and
 4.the consumer's credit record contains false information.