Article (12)

Effective from Jan 31 2025 - Nov 04 2011
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Upon obtaining SAMA approval, the company may provide any or all of the following services:

	1.	receive consumer’s information from all members, collate, store and exchange such information with members and companies;
	2.	provide enquiry service on both individuals and businesses;
	3.	provide consumers credit evaluation service;
	4.	provide advisory services to support credit information;
	5.	provide statistical reports and information regarding credit information; and
	6.	provide market and statistical researches on credit information.

Companies must obtain SAMA's prior approval on providing any services other than those stated in this Article.