Based on the powers granted to the Saudi Central Bank in accordance with the relevant regulations, rules, and instructions, and with reference to the instructions regarding the time periods for issuing the release letter and transferring the account and debt, issued in accordance with Circular of the Central Bank No. (43023350) dated 15/3/1443 AH, to Central Bank Circular No. (42013215) dated 4/3/1442 AH, Regarding the subjection of the mortgage financing contract made between the mortgage financier and individual clients to the financing regulations and the instructions issued by the central bank.

1. The central bank wishes to emphasize the following to mortgage lenders:
   A- Executing customer requests related to the transfer of mortgage financing debts according to the Murabaha agreement, while adhering to the specified time frames for transferring mortgage financing debts as outlined in the instructions mentioned above.
2. B- Compliance with the Central Bank's instructions related to the purchase and transfer of mortgage financing debt between financiers.
3. C. The working days related to the procedures for lifting the mortgage are excluded from the time periods mentioned in the instructions above, provided that the reason is related to an external party.
4. D- Update internal policies in accordance with these instructions.
    
5. For your information and action effective from its date.
6.