Reference to the Penal Code for Forgery Offenses 1435H issued by Royal Decree No. (M/11) dated 18/2/1435H, and the importance of attracting competencies and technical expertise to enhance the efficiency of the banking sector. The use of forged certificates is considered a criminal offense under the law and reflects on the efficiency and credibility of the certificate provider. To ensure the authenticity and accuracy of the information contained in the documents submitted to the bank, and to limit the use of forged certificates, banks and financial institutions should follow the following verification mechanism for certificates:

- Verify the documentation of academic certificates issued from outside the Kingdom of Saudi Arabia by certifying the certificate from the issuing authority (educational institution) with an official seal, and then certifying it by a governmental authority, such as the Ministry of Foreign Affairs or the Ministry of Education if the holder is a citizen of the issuing country, or certifying it from the cultural attaché at the embassy of the certificate holder if they are not a citizen of the issuing country.
- Verify the documentation of professional certificates through the official website of the professional certificate issuing authorities if available or through direct communication with the issuing authorities via email.
- Verify through intermediary agencies that perform verification operations of the authenticity of documents and academic or professional certificates issued by various educational institutions and professional societies to ensure the authenticity and validity of the documents. Some of these agencies include:

Therefore, SAMA emphasizes that banks should not proceed with employment until the verification of the academic and professional certificates is completed. A grace period should be given to Saudi citizens and those treated as Saudi according to labor laws to present the required documents, while certification of academic certificates and verification of professional certificates must be a prerequisite for employment for expatriates. Additionally, the files of current employees must be corrected and any deficiencies completed within a year from this date, with a strong emphasis on adherence to appointment requirements for leadership positions.