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Article 20

Effective from 2022-04-26 - Oct 22 2022
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1.The Company shall clarify the cases where it has the right to recourse against the real estate financier. Such cases must include:
 
 a.Errors and omissions that lead to the financing being materially different from that agreed upon in the contract.
 
 b.Fraudulent cases, such as directly or indirectly obtaining a form of financial benefit or making the same easy for others to obtain, causing the Company to incur any kind of losses.
 
2.The Company shall develop a supervisory program and procedures to randomly evaluate purchased loans in order to ensure that there are no errors, omissions, or fraud.