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6.1.1 Lending Limits

Effective from 2022-02-09 - Feb 08 2022
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8.The Leverage Ratio for retail subscriptions shall not exceed 50% of the amount to be subscribed for each Retail Subscriber, with a maximum financing limit not exceeding 2 million Saudi Riyal.
 
9.Both High-Net-Worth Subscribers and Legal Entities are excluded from Paragraph 8 above. However, the bank shall follow its approved credit standards, and limit the total Exposures to an amount within the risk appetite of the subscriber (credit lines).
 
10.Banks shall not exceed the Exposures limits stipulated in the relevant instructions issued by SAMA.