Appendix 1: Examples of Material Functions (Non-Exhaustive List)

Effective from 2019-01-13 - Jul 09 2019
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1-	External auditor.
2-	Internal Audit Department.
3-	Customer care department, including complaint handling.
4-	Management, operation and maintenance of technical/security systems, such as storing data outside the finance company, including cloud computing services and monitoring security operations.
5-	brokerage activity including marketing finance products and receiving finance applications.
6-	Agency activity including processing and studying finance applications.
7-	Provision of human resources.
8-	Debt collection for finance companies.
9-	Archiving documents.