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Article 25

No: 361000090389 Date(g): 15/4/2015 | Date(h): 26/6/1436 Status: In-Force

When setting initial credit limits, a Card Issuer needs to consider:

a. The results of a debt burden analysis (the ratio of the Cardholder’s debt to his annual income).
 
  
b.Account behaviour information (on existing accounts) e.g. typical value of transactions; timeliness of repayments.