Banking operations are regulated activities in the Kingdom of Saudi Arabia, as outlined in the Rules Governing Exchange Operations issued by the Minister of Finance Decision No. 1375 dated 01/05/1432H, based on the esteemed Council of Ministers Decision No. (1012) dated 13/07/1394H. These rules require exchange shops to obtain a license from the Central Bank to conduct exchange activities according to Article Nine of these rules, which only permits the buying and selling of foreign currencies, traveler's checks, and bank checks (Category A and B exchange shops). Additionally, transferring money within and outside the Kingdom is allowed only for those with a license from the Central Bank at the time of the issuance of the Minister of Finance Decision No. 1375 dated 01/05/1432H (Category A exchange shops). The rules prohibit exchange shops from accepting deposits, and the Banking Control System prohibits non-banking entities from engaging in banking activities. This guide complements previously issued instructions and rules, including those from the Minister of Finance and the Central Bank, as well as rules for combating money laundering and terrorist financing.