3. Guarantees
| No: GDBC-191000000045-1419H |
Effective from - Jan 29 2025
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- The bank may ask for any adequate guarantees it deems fit to protect its rights, in accordance with applicable rules and regulations.
In case of inquiries you may contact Banking Examiners, attention Mr. Ahmed Al-Shaikh Phone No. 466-2494.
Regards,
Deputy Governor
J.A. Al-Suhaimi
PERSONAL & CONSUMER LOANS
AS OF ........................................
(All Amounts in, 000)
1997 | 1998 |
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W/O | Provision | Non Performing Loans No. of Cust. Amount | Amount | No. of Customers | W/O | Provision | Non Performing Loans No. of Cust. Amount | Amount | No. of Customers | |
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| 1Consumer Lending |
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| 1.1 Real Estate, Housing, Furniture etc |
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| 1.2 Cars & Other Equipment |
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| 1.3 Other Personal Loans |
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| No. of Cards | 2Credit Card Loans |
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| == | 2.1 Visa |
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| == | 2.2 Master Card |
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| == | 2.3 Others |
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| No.of Customers | 3Employees Loans |
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| == | 3.1 Bank's Staff (Senior Management) |
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| == | 3.2 Bank's Staff (others) |
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| == | 3.3 Corporate Staff Loan Packages |
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| Total (3+2+1) |
1997 | 1998 |
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Amount | No. of Cust. | Amount | No. of Customers | Maturity Statement |
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| Personal & Consumer Loans ( 1+2+3) |
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| One year & Less |
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| One Year - Three Years |
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| Three Years & Above |
Name ..............................
Title ..............................
Sig ...............................
Date ................................
Deputy Governor
BCS/727/13741
Date : 12/9/1418H
10 January 1998
Circular
From : Saudi Arabian Monetary Agency
To : All Saudi Banks
Attn. : Managing Directors and General Managers
Sub : Exposure to South East Asian Countries
In light of the present conditions in the financial markets in the South East Asian countries it is important that Saudi Banks monitor their exposures to counterparties from this region and develop strategies to manage and control their risks.
In this regard SAMA requires that all Saudi Banks should provide it with a weekly update on their exposures to countries and counterparties in this region in the format attached, as Appendix I to this Circular.
These reports are to be prepared as at the end of each week commencing Friday 9 January 1998 and should be submitted to SAMA by the following Sunday. This reporting will continue until further notice.
If you need any further information please call Mr. Fahad Al-Mufarrij (466-2305)
Best Regards
Jammaz Al-Suhaimi
Appendix I
Format of Report on Exposure to South Asian Countries
| Transfer Risk | Rating (S&P, others) | Outstanding | Limits | Name | |
| * Location of Exposure (Where Exposure is to a legal entity incorporated in another than the parents country the exposure should be shown seperately ) | By country | * Country | * Country | ||
| By counterparty | * Counter Party | * List by counter Party | |||
| * Country | - Banks | - Banks | - Banks | ||
| - Non-banks | - Non-banks | - Non-banks | |||
| _______________ | _______________ | _______________ | _______________ | _______________ | |
| _______________ | _______________ | _______________ | _______________ | _______________ | Total |
of Summary outstanding by location of counterparty
________________ | Summary of outstandings by Ratings i.e. Exposure AAA AA AA etc ________________ | (These should be broken down as follows : - placements Investments others Total on balance sheet -Total off balance sheet -Credit Risk equivalent) (These should also be broken down by maturity profile as follows: -less than 90 days -90-180 days -180-360 days -over 1 year) (Type of collaterals and guarantees) | |||