Statement No. (1)
Effective from Jan 31 2025 - Jan 30 2025
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Statement on the Meaning of Bank-Related Documents Mentioned in Article 4 of the Anti-Forgery Law
The bank-related documents referred to in Article 4 are those documents that resemble currency in their characteristics. They are also documents used by banks that include the bank's name, stamps, and signatures of its officials, and carry an official binding nature.
Or This documents that establish an immediate or financial value for or against the bank arising from contractual obligations resulting from the bank's credit transactions with third parties. Examples include, but are not limited to, the following:
| 1- | Traveler's checks: All types of local and foreign checks, whether he forged the entire traveler's check or forged the signature of the owner. |
| 2- | Debit Cards: Issued by the Saudi Network, these cards are issued by local banks to customers and require a sufficient balance in the account during any ATM withdrawal with a daily maximum withdrawal limit or POS purchase with a daily maximum purchase limit, and the value of the transaction is deducted directly from the customer's account when the transaction is made. These cards can be used through the networks of some international organizations that are accepted by the Saudi network, such as the Visa and MasterCard networks bearing the Visa Plus, Cirrus and Electron logos. |
| 3- | Credit Cards: All types of Visa Card, MasterCard and American Express are cards that are given to bank customers and others for an annual subscription fee that customers use for payment purposes when purchasing goods or services, and payment is made to the issuing bank during a subsequent period of time, and it is not required that these cards or the customers issued to them have balances or accounts in banks. |
- Cash deposit slips.
- Check deposit slips.
- Miscellaneous deposit slips.
- Letter of Credit.
- Documents related to the letter of credit (notice of acceptance of bills of lading, notice of payment to correspondents, bills of lading receivable, notice of debit to the customer for a letter of credit).
- Shipping documents contained on documentary credits (bills of lading whose ownership is transferred by endorsement, marine insurance policies, contracts for the transportation of goods by air or sea, and related commercial invoice originals).
- Letters of guarantee of all kinds (initial, advance payment, final/advance, temporary or permanent insurance, good performance, maritime, enhancement of the external letter of guarantee)
- Release of a letter of guarantee.
- Certificates and declarations issued by banks to third parties for balances or financial positions of customers or other transactions.
- Certificates of deposit of the capital of companies under incorporation with banks.
- Remittance issued by correspondents.
- Credit the value of a draft issued on the account.
- Credit the value of an incoming transfer into the account.
- Internal transfer request to the Treasury Department.
- Credit the value of traveler's checks.
- Deposit of securities.
- Automated checks drawn on correspondents.
- Bank checks drawn on correspondents
- Automated checks drawn on the Treasury in Riyals.
- Savings/manual deposit book.
- Receipt of deposit.
- Inventory of bank vaults.
- Collect from... to account for discounted notes.
- Pay to... for discounted notes.
- Negotiable bank certificates of deposit.