Pursuant to the powers vested to SAMA under the Finance Companies Control Law issued by Royal Decree No. (M/51) dated 13/08/1433 AH, and in line with Finance Consumers protection Principles that emphasize disclosure, transparency, and educating and informing clients— including verifying that the customer has read all the terms and conditions before committing to the products offered by the financing company.

In order to ensure that customers (natural persons) dealing with financing companies receive fair treatment with transparency, honesty, and integrity, financing companies are required to obtain the customer's (natural person) signature on all pages of the contracts and agreements they are a party to. Financing companies have the option to apply this requirement to legal entities, while emphasizing the financing companies' responsibility for risks associated with the lack of signatures from customers who are legal entities on all pages of contracts and agreements.