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Effective from Nov 23 2011 - Nov 22 2011 To view other versions open the versions tab on the right
A summary of the results of stress tests should be provided in this section. This would include, inter alia, the following:
i.
Listing of the levels of shocks used and the magnitude of shock applied for each level. This should be provided separately for each of the stressed risk factored;
ii.
The estimated impact of the stress testing results on asset quality, liquidity, profitability and capital of the bank. The impact may be estimated based on the financial statements of the relevant reporting date i.e. as of 30th June or 31st December, based on which the half- yearly report would be submitted to SAMA;
iii.
The results should contain both absolute amounts and key financial ratios e.g. NPLs to loans, liquid assets to liabilities, statutory liquidity ratio, return on assets, capital to risk weighted assets, etc. The results should provide both pre-stressed as well as stressed positions. They should also be in line with the regulatory requirements of SAMA;
iv.
Listing of any violation of the SAMA’s regulatory ratios or any other requirements based on the stressed positions;
v.
Any other information based on the stress testing results which the bank considers significant and would like to share with SAMA.
