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Article (17)

No: أق/13709 Date(g): 21/8/2011 | Date(h): 22/9/1432

Companies have the right to maintain the negative information in the consumer credit record for no more than five years from the debt or dispute settlement date. An exception is the cases of bankruptcy, insolvency and delayed Zakat or tax obligations which shall be maintained in the record for 10 years. Outstanding judicial cases shall be maintained in the credit record until settlement.