Based on the powers granted to SAMA under relevant laws, regulations, and instructions, including the Finance Companies Control Law issued by Royal Decree No. (M/51) dated 13/8/1433 AH and its Executive Regulation issued by the decision of His Excellency the Governor No. 2/M.SH.T dated 14/4/1434 AH, which stipulates in Article 83 that "the fees, commissions, and administrative service costs charged by the finance company to the beneficiary shall not exceed (1%) of the financing amount or (5,000) five thousand riyals, whichever is lower," and further to SAMA's Circular No. 361000091211 dated 30/6/1436 AH, which included that the fees and administrative service costs mentioned in the above article cover all amounts the beneficiary is obligated to pay other than the financing amount and cost of term, including all fees, costs, and commissions that the beneficiary cannot avoid in obtaining the financing, including registration fees.

Therefore, SAMA would like to confirm that registration fees in the contract registration company are included within the fees, commissions, and administrative service costs with the maximum limit specified in Article 83 of the Executive Regulation of the Finance Companies Control Law and cannot be charged to the client outside these fees.