| | 1. | Names of the parties of Finance Agreement, No of ID or Iqama or Borrower’s CR, as the case may be, their official addresses, means of contact including mobile numbers and e-mails, if available. |
| | 2. | Type of Finance; |
| | 3. | Term of the Finance Agreement; |
| | 4. | Amount of Finance; |
| | 5. | Conditions to drawdown the Amount of Finance if available; |
| | 6. | The description of price determination formula in Finance Agreements with variable Term Cost in order to enable the consumer to understand the Term Cost, and distribute the cost on the fulfillment period; |
| | 7. | Term Cost, the conditions governing the application of the Term Cost and any index or reference rate applicable to the initially agreed Term Cost, as well as the periods, conditions and procedures for changing the Term Cost; |
| | 8. | Annual Percentage Rate; |
| | 9. | Total Amount Payable by the Borrower, calculated at the time of concluding the Finance Agreement; the assumptions used in order to calculate that amount must be mentioned; |
| | 10. | The amount of Installments payable by the Borrower and their number and duration, and the method of distributing them on the remaining amounts, in case of fixed Term Cost. Three examples of Installments amount in consideration to the preliminary Term Cost and two higher and lower costs in case of variable Term Cost. |
| | 11. | Fees, commissions and costs of administrative services; |
| | 12. | Periods of fees payments or money that needs to be repaid without the payment of the Amount of Finance and the conditions of the payment; |
| | 13. | Implications of the delayed Installments payment; |
| | 14. | Documentation fees, if necessary, |
| | 15. | Necessary guaranty and insurance; |
| | 16. | Account number for depositing Finance Installments and the name of the bank. |
| | 17. | Right of withdrawal procedures, if available, and its conditions and the financial obligations of its practice; |
| | 18. | The procedures of early repayment and indemnity procedures for the Finance Company, if applicable, and the method for determining such indemnity; |
| | 19. | Procedures for dealing with collaterals in case of decreasing, if available, |
| | 20. | Procedure to be followed in exercising the right of termination of the Finance Agreement; |
| | 21. | The Borrower’s permission to insert his information in the credit record; |
| | 22. | Any data or information stipulated by SAMA. |
