| 1. | Names of the parties of the real estate finance contract, number of national identity or Iqama (residence permit) of the borrower, their official addresses and contact information including mobile number and electronic mail address, if available;
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| 2. | Real estate broker, if any;
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| 3. | Term of real estate finance contract;
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| 4. | Total amount of real estate finance;
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| 5. | Term cost, conditions governing its application, any index or reference rate applicable to the initially agreed upon term cost, as well as duration, conditions and procedures for changing the term cost;
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| 6. | Annual percentage rate, calculated in accordance with the provisions of the Implementing Regulation of the Finance Companies Control Law;
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| 7. | Total amount payable by the borrower calculated at the time of concluding the real estate finance contract; stating the assumptions used to calculate such amount;
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| 8. | Amount of installments payable by the borrower, number and due dates of installments, and manner of distribution of the remaining amount if the term cost is fixed. In case of variable term cost, three examples of installment amount shall be set, taking into account the initial term cost as well as higher and lower term cost;
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| 9. | Due dates for payment of fees or amounts other than the finance amount and conditions for such payment;
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| 10. | Implications of late payments;
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| 11. | Attestation fees, if applicable;
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| 12. | Collateral and necessary insurance;
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| 13. | Procedures for exercising the right of withdrawal, its conditions and the financial obligations resulting therefrom;
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| 14. | Procedures of early repayment, and procedures for compensating the real estate finance entity, if applicable, and manner of determining such compensation;
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| 15. | Procedure for exercising the right to terminate the real estate finance contract;
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| 16. | Data of the dwelling subject of the real estate finance contract, including the city, district, street, number, type, total land area, constructed area, number of rooms, date of construction and number of title deed;
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| 17. | The real estate finance entity's acknowledgement of its verification of the validity of the real estate ownership and the absence of any encumbrances as well as stating its condition;
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| 18. | The borrower's acknowledgement of his inspection and acceptance of the real estate, without affecting the responsibility of the real estate finance entity for the verification of the real estate integrity;
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| 19. | Bank name and account number for depositing real estate finance installments;
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| 20. | Warranty period provided by the real estate developer or contractor of the building and the names of the design consultant and construction consultant as well as their license numbers;
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| 21. | Registration number and date of owners association as well as place of registration for a portioned real estate;
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| 22. | Time and manner of inspection conducted by the real estate finance entity for the verification of the real estate integrity at least once every three years;
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| 23. | The borrower's consent to include the borrower’s information in the credit record;
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| 24. | In variable term cost real estate finance contracts, a description of the formula that determines the rate shall be included in a way that enables the consumer to understand the term cost and distribution of the cost over the repayment period; and
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| 25. | Any other information or data stipulated by SAMA.
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