| | 1. | accepting deposits and other payable funds, including private banking services; | |
| | 2. | lending, finance leasing, or any other financing activity; | |
| | 3. | providing wire transfer or currency exchange services; | |
| | 4. | issuing and managing payment instruments, including: credit cards, debit cards, checks, traveler’s checks, payment orders, bank transfers, and electronic currency; | |
| | 5. | issuing letters of guarantee or other securities; | |
| | 6. | engaging in foreign currency exchange; | |
| | 7. | participating in the issuance of securities and the provision of financial services; | |
| | 8. | managing investment portfolios; | |
| | 9. | maintaining and managing cash or securities on behalf of others; | |
| | 10. | concluding contracts of protection, savings, or other investment-related types of insurance, in the capacity of an insurer, broker, or agent in an insurance contract or any insurance company product; | |
| | 11. | investing and managing funds on behalf of others; and | |
| | 12. | engaging in activities related to securities, as provided in the Capital Market Law and its Regulations, or the following trading activities: | |
| | | a. | certificates of deposit, derivatives, and other instruments; |
| | | b. | currencies; |
| | | c. | currency exchange instruments, interest rates, and financial indicators; |
| | | d. | tradable securities and financial derivatives; and |
| | | e. | commodity futures contracts. |
