Chapter Six: Final Provisions
Article Twelve
The finance company must review and amend its approved policies and procedures to ensure they do not conflict with these instructions.
Article Thirteen
These instructions shall be effective from 01/01/2022 G.
Article Fourteen
SAMA may exempt a finance company from applying any of the provisions stated in these instructions, provided that it does not conflict with the law.
Article Fifteen
SAMA is responsible for verifying the implementation of the provisions in these instructions. In the event of non-compliance, the finance company will be penalized in accordance with the relevant laws and regulations.