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  • Chapter Six: Final Provisions

    • Article Twelve

      The finance company must review and amend its approved policies and procedures to ensure they do not conflict with these instructions.

    • Article Thirteen

      These instructions shall be effective from 01/01/2022 G.

    • Article Fourteen

      SAMA may exempt a finance company from applying any of the provisions stated in these instructions, provided that it does not conflict with the law.

    • Article Fifteen

      SAMA is responsible for verifying the implementation of the provisions in these instructions. In the event of non-compliance, the finance company will be penalized in accordance with the relevant laws and regulations.