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  • First: Introduction

    • A. Objective

      These instructions aim to establish the minimum provisions that finance providers must adhere to when offering real estate financing products to individuals, in order to help clients make informed decisions when requesting real estate financing, protect the rights of all parties, and enhance the soundness of the real estate financing sector.

    • B. Scope

      These instructions apply to banks and real estate finance companies subject to the supervision of SAMA.