1. Introduction
| No: 44071146 | Date(g): 27/3/2023 | Date(h): 6/9/1444 | Status: In-Force |
In line with SAMA’s continuous efforts to maintain the quality and soundness of banks' regulatory ratios and to support banks in managing their liquidity, SAMA has reviewed the existing Loans to Deposits Ratio (LDR) guidelines to comprehensively capture banks' funding base.
These guidelines are issued by SAMA in exercise of the authority vested in SAMA under the Central Bank Law issued via Royal Decree No. M/36 dated 11/04/1442H, and the Banking Control Law issued 01/01/1386H.
These guidelines supersede the Loans to Deposits Ratio Guidelines circular No B.C.S 392 dated 01/07/1427H and subsequent guidelines for calculating Loans to Deposits Ratio (LDR) issued via SAMA circular No 391000072844 dated 25/06/1439H.