B3 Risk Management

Please provide an outline of material risks that the innovation could incur, along with how each of these is assessed and mitigated
Your answer should:

Include for example operational, cyber-security, AML, CFT, financial crime, conduct, technology, financial stability and legal risks.
It should be provided in a tabular format as provided in the example below.

Please provide an outline of potential frauds that the innovation could incur, along with how each of these are to be assessed and mitigated
Your answer should:

Include a list of potential frauds that the consumers may be exposed to by using the innovation/solution, along with how each of these are assessed and mitigated.
Be provided in a tabular format as provided in the example below