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Article Twenty-One

No: 596/1

The Company that underwrites Protection/Savings insurance business class along with other classes of insurance shall comply with the following requirements:

 Appoint a qualified risk manager for its Protection/Savings insurance class that is independent from the other classes of insurance business 
 
 Appoint a qualified reinsurance manager for its Protection/Savings insurance class that is independent from the other classes of insurance business. 
 
 Separate all investments and provisions for its Protection/Savings insurance business from the other classes of insurance business.