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Merchants Contracting with Banks to Provide e-Payment Services Must Not Photocopy Credit Cards or Copy or Record Confidential Information on Credit Cards

No: 670640000067 Date(g): 10/7/2019 | Date(h): 8/11/1440

Translated Document

Referring to the Regulations of Issuance and Operations of Credit and Charge Cards and monthly deduction cards issued by the Circular No. 361000090389 dated 26/6/1436 H and Banking Consumers Protection Principles‎ issued by the Circular No. 341000095960 dated 3/8/1434 H.

In light of the observation that some merchants are photographing credit cards, copying their data, and recording confidential information, SAMA emphasizes that all banks operating in the Kingdom must ensure that their contracted merchants providing electronic payment services do not photograph or copy or record confidential information in credit cards, without prejudice to the terms of the contractual agreement between the bank and the merchant.